Why do banks charge a "Non Sufficient Funds Fee" on money they already know you don't have?

When cheese gets it's picture taken, what does it say?

What do you do when you see an endangered animal eating an endangered plant?

What do little birdies see, when they get knocked unconscious?

If a turtle doesn't have a shell, is he homeless or naked?

If a parsley farmer is sued, can they garnish his wages?

If vegetable oil comes from vegetables, where does baby oil come from?